Terms of Service

Terms of Service explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Last Updated: October 1, 2025

These Terms of Service ("Terms") are a legally binding agreement between you ("Customer," "you," or "your") and Futureproof Ops, Inc. ("Futureproof," "we," "us," or "our"), a North Carolina corporation, governing your access to and use of our AI-powered financial operations platform.

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Services.

Contact Information:

  • Address: 644 Holly Springs Rd, STE 80, Holly Springs, NC 27540
  • Email: support@runfutureproof.com

TABLE OF CONTENTS

  1. Definitions
  2. Account and Access
  3. Subscription and Payment
  4. Your Data and Our Use of It
  5. What Futureproof Is (And Isn't)
  6. AI Features and Limitations
  7. Bank Connections and Integrations
  8. Data Room and Sharing
  9. Third-Party Access
    9A. Premium Support Add-Ons
  10. Beta Features
  11. Prohibited Activities
  12. Service Changes and Availability
  13. Termination
  14. Disclaimers and Limitations
  15. Indemnification
  16. Dispute Resolution
  17. General Provisions
  18. Contact Us

1. DEFINITIONS

"Services" means Futureproof's platform, including bookkeeping, forecasting, cap table management, data room, and all related features accessible via https://www.runfutureproof.com.

"Your Data" means all financial data, documents, forecasts, and other business information you submit to or create within the Services.

"Account" means your registered account for accessing the Services.

"Beta Features" means features designated as "beta," "preview," "experimental," or similar.

2. ACCOUNT AND ACCESS

2.1 Registration

You must provide accurate information when creating your Account. If you register on behalf of a company, you represent that you have authority to bind that entity to these Terms.

2.2 Security

You're responsible for:

  • Maintaining confidential login credentials
  • All activity under your Account
  • Notifying us immediately of any unauthorized access

2.3 Eligibility

You must be at least 18 years old and legally able to enter into contracts.

3. SUBSCRIPTION AND PAYMENT

3.1 Plans and Pricing

We offer subscription-based Services. Current plans and pricing are available at https://www.runfutureproof.com/pricing.

3.2 Billing

  • Subscriptions are billed in advance (monthly or annually)
  • You authorize automatic recurring charges to your payment method
  • All fees are in U.S. Dollars and non-refundable except as required by law
  • You're responsible for all applicable taxes

3.3 Price Changes

We may change pricing with at least 30 days' notice. Continued use after the effective date means you accept the new pricing.

3.4 Failed Payments

If payment fails, we may suspend or terminate your access. You remain responsible for all fees incurred.

4. YOUR DATA AND OUR USE OF IT

4.1 You Own Your Data

You retain complete ownership of Your Data. We claim no intellectual property rights in it.

4.2 License to Us

You grant us a limited license to access, store, process, and display Your Data solely to provide the Services, including using AI to categorize transactions, generate forecasts, and provide insights.

4.3 Your Responsibilities

You represent that:

  • You own or have rights to upload Your Data
  • Your Data doesn't violate third-party rights or laws
  • You're responsible for accuracy of data you input

4.4 Our Responsibilities

We will:

  • Securely store and process Your Data
  • Not share Your Data with third parties except as necessary to provide Services or as required by law
  • Provide notice before material changes to data handling

4.5 Backup

You are solely responsible for backing up Your Data. We perform backups but make no guarantees. We're not liable for any loss, corruption, or deletion of Your Data.

4.6 Use of Data for AI Training

During Active Subscription:

We use your data (in de-identified, anonymized, and aggregated form) to train our AI models and improve the Services. This helps make categorization and forecasting more accurate for all users.

Example: When you confirm that "Stripe" charges should be categorized as "Payment Processing," our AI learns this pattern for all SaaS companies. Your specific financial details are never shared.

After Cancellation:

When you cancel:

  • You have 30 days to export Your Data
  • After 30 days, you lose access to Your Data
  • We retain de-identified, anonymized transaction patterns to continue improving AI for current users
  • We delete data room documents, cap table details, and access credentials immediately
  • We never share your specific financial details with other customers

What "Anonymized" Means:

  • All identifying information removed (company name, specific vendors you added, account numbers, etc.)
  • Aggregated with data from hundreds of other customers
  • Cannot reasonably be used to identify you or your company

Your Options After Cancellation:

Opt-Out of AI Training: Email support@runfutureproof.com with subject "Opt-Out of AI Training" and we'll exclude your data from future AI model training.

Request Complete Deletion: Email support@runfutureproof.com with subject "Data Deletion Request" and we'll delete Your Data within 90 days, except data required by law or already incorporated into anonymized datasets.

Automatic Deletion: If you don't request deletion, we automatically delete identifiable data after 1 year, retaining only anonymized patterns. After 7 years, we delete everything except as required by law.

Our Commitments:

  • We never sell Your Data
  • Your specific financial details are never shared with other customers
  • We honor deletion requests within 90 days (except as legally required)
  • We only use properly anonymized data for AI training

For complete details, see our Privacy Policy.

4.7 Our Intellectual Property

The Services, including all software, algorithms, designs, and branding, are owned by Futureproof. You acquire no ownership rights by using the Services.

5. WHAT FUTUREPROOF IS (AND ISN'T)

5.1 We Are NOT Professional Services

FUTUREPROOF IS SOFTWARE, NOT A CPA FIRM, TAX ADVISOR, OR FINANCIAL ADVISOR.

The Services do not constitute professional accounting, tax, legal, or financial advice. We do not provide:

  • Tax preparation, advice, or audit support
  • Audited or reviewed financial statements
  • Professional opinions or certifications
  • Financial planning or investment advice
  • Legal or regulatory compliance guidance

You must consult qualified professionals (CPAs, tax advisors, attorneys) for accounting, tax, legal, and financial decisions.

Premium Support Add-Ons: If you purchase Premium Support add-ons (such as "Expert Account Review" or "Monthly Validation"), the assigned platform specialist provides hands-on assistance with maintaining your Futureproof account—NOT professional accounting services. Premium Support specialists may categorize transactions and reconcile accounts, but you remain responsible for reviewing their work and verifying accuracy. Premium Support is subject to additional terms in Section 9A.

5.2 Accounting Standards

Our Services are designed following generally accepted accounting principles (GAAP) and industry best practices for early-stage companies.

For internal management and planning, the outputs provide the clarity you need. For external reporting, audits, regulatory filings, or investor-ready financials, engage a qualified CPA to review and certify your financial statements.

We're built to get you 90% of the way there - your accountant handles the final 10% when the stakes require it.

5.3 Tax Reporting

The Services may provide transaction categorization that could be used for tax purposes. However:

  • We don't provide tax advice or guarantee accuracy of tax classifications
  • You're solely responsible for accurate tax reporting
  • Consult a tax professional before filing returns
  • We're not liable for tax penalties resulting from your use of the Services

5.4 Your Responsibility

You are solely responsible for:

  • Verifying accuracy of all financial data and calculations
  • Ensuring compliance with applicable laws and regulations
  • Reconciling accounts and catching errors
  • Making informed business decisions
  • Consulting professionals when needed

6. AI FEATURES AND LIMITATIONS

6.1 How AI Works

Our Services use artificial intelligence to automatically categorize transactions, generate forecasts, and provide insights. AI systems can make errors.

6.2 You Must Review AI Outputs

You're responsible for reviewing and confirming:

  • Transaction categorizations before using for financial reporting or taxes
  • Forecasts and projections before making business decisions
  • AI-generated insights before presenting to investors or stakeholders

For internal use, AI provides speed and accuracy. For external reporting requiring professional standards, engage a CPA to review outputs.

6.3 No Guarantees

We don't guarantee that AI-generated outputs are accurate, complete, appropriate for your circumstances, or suitable for tax/regulatory purposes without professional review.

6.4 No Liability for AI

We're not liable for:

  • Business decisions based on AI forecasts or recommendations
  • Financial losses from inaccurate categorizations
  • Tax penalties from AI-suggested categories
  • Any damages from relying on AI-powered features

7. BANK CONNECTIONS AND INTEGRATIONS

7.1 Connecting Accounts

The Services allow you to connect bank accounts through third-party services (like Plaid). By connecting, you:

  • Authorize us to access your account data for transactions
  • Represent you have authority to grant this access
  • Acknowledge we don't store your banking credentials
  • Agree to the third-party provider's terms

7.2 Data Accuracy

We're not responsible for:

  • Accuracy or completeness of data from banks
  • Missing, duplicate, or delayed transactions
  • Bank API changes that disrupt service

7.3 Your Reconciliation Responsibility

You must:

  • Regularly reconcile imported transactions against bank statements
  • Identify and report errors or missing transactions
  • Manually add transactions not automatically imported
  • Verify opening balances

We're not liable for losses from unreconciled accounts or errors you failed to identify.

7.4 Disconnecting Accounts

When you disconnect a bank account:

What Stops:

  • New transaction imports from that account
  • Future data synchronization

What Remains:

  • All previously imported transaction history
  • Your categorizations and modifications
  • Historical reports and reconciliation data

Why: Accurate bookkeeping requires complete historical records. Tax and regulatory requirements may mandate data retention. Removing transactions would create gaps in your accounting.

To Delete Historical Data: Email support@runfutureproof.com with a deletion request. We'll explain the implications (gaps in records, tax issues) before processing. Deletion is permanent and cannot be undone.

Reconnecting: You can reconnect a disconnected account anytime. Historical data remains unchanged; new transactions will resume importing.

7.5 Third-Party Services

The Services integrate with various third-party services. We don't control them and aren't responsible for their availability, accuracy, security, or changes to their terms.

8. DATA ROOM AND SHARING

8.1 Functionality

Our data room lets you securely share documents with investors and advisors. You control who has access and what they can see.

8.2 Our Role

We provide infrastructure but:

  • Don't monitor, review, or take responsibility for shared content
  • Don't participate in your communications with recipients
  • Aren't responsible for recipient actions or decisions

8.3 Your Responsibility

You're responsible for:

  • All content you share and who you share it with
  • Any NDAs or confidentiality agreements with recipients
  • Ensuring compliance with securities laws
  • Revoking access when appropriate

You represent that documents you share don't violate third-party rights, confidentiality obligations, or laws.

8.4 Analytics

We may provide view and engagement analytics. These are informational only - we don't guarantee accuracy and aren't responsible for decisions based on them.

8.5 Deletion

When you delete documents or revoke access, they're removed from the platform. Recipients who previously downloaded may still have copies - we're not responsible for their retention or use.

9. THIRD-PARTY ACCESS

9.1 Granting Access

You may grant Account access to accountants, bookkeepers, or other professionals ("Third-Party Users").

9.2 Your Responsibility

When you grant access:

  • You represent you have authority to share Your Data
  • You're responsible for managing their permissions
  • Third-Party Users must comply with these Terms
  • You're responsible for all actions they take
  • You must revoke access when no longer needed

9.3 Our Role

We don't have direct relationships with Third-Party Users, verify their credentials, or take responsibility for their actions or professional services.

9A: PREMIUM SUPPORT ADD-ONS

9A.1 What Premium Support Includes

Futureproof offers optional Premium Support add-ons (including "Expert Account Review," "Monthly Validation," and similar tiers) that provide enhanced platform assistance. Premium Support may include:

  • Dedicated platform specialist assigned to your Account
  • Monthly review and categorization of transactions within Futureproof
  • Hands-on reconciliation and data accuracy management
  • Proactive identification and correction of categorization errors or missing transactions
  • Data quality maintenance and cleanup
  • Priority response to support requests
  • Guidance on using Futureproof features effectively

Premium Support is billed as a monthly subscription add-on at rates shown at https://www.runfutureproof.com/pricing.

9A.2 What Premium Support Is NOT

PREMIUM SUPPORT IS PLATFORM ASSISTANCE, NOT PROFESSIONAL ACCOUNTING SERVICES.

Premium Support does NOT include:

  • Professional accounting, bookkeeping, tax, or financial advisory services
  • Services for accounting systems other than Futureproof
  • Tax preparation, filing, or tax advice
  • Audit support or preparation of audited financial statements
  • Professional opinions, certifications, or attestations
  • Financial planning or investment advice
  • Legal or regulatory compliance guidance
  • Guarantee of accuracy or completeness of your financial data

All disclaimers in Section 5.1 ("What Futureproof Is (And Isn't)") apply fully to Premium Support services.

9A.3 Scope and Authority

Premium Support specialists provide hands-on assistance with the Futureproof platform. They are authorized to:

  • Review and categorize transactions within Futureproof
  • Reconcile connected bank accounts
  • Correct miscategorizations and data entry errors
  • Update transaction details to improve accuracy
  • Maintain data completeness and quality
  • Proactively identify and resolve data issues

Premium Support specialists work exclusively within Futureproof and do NOT:

  • Provide services for QuickBooks, Excel, or other external systems
  • Prepare financial statements for external use
  • Provide tax advice or prepare tax returns
  • Offer professional accounting opinions
  • Make business, financial, or tax decisions on your behalf

By purchasing Premium Support, you authorize your assigned specialist to make these updates directly to your Futureproof Account.

9A.4 Your Responsibility Remains Unchanged

Even with Premium Support actively managing your account, YOU remain solely responsible for:

  • Regular Review: Reviewing your financial data at least monthly to verify accuracy
  • Error Reporting: Identifying and promptly reporting any errors you discover
  • Verification Before Use: Verifying accuracy before using data for tax filings, investor reports, board meetings, or major business decisions
  • Final Accuracy: Ultimate accuracy and completeness of all financial records
  • Professional Consultation: Consulting licensed CPAs, tax professionals, or attorneys when needed for tax, audit, or compliance matters
  • Business Decisions: All business decisions based on financial data

Important: You should review specialist work before relying on it for critical decisions such as tax filings, fundraising materials, or financial presentations. If you identify errors, report them immediately to support@runfutureproof.com.

Premium Support specialists maintain your platform—they do not replace professional advisors or relieve you of responsibility for your financial data.

9A.5 Data Access Authorization

By purchasing Premium Support, you authorize your assigned specialist to:

  • Access your Futureproof Account and Your Data
  • View all transactions, categorizations, reconciliations, and financial information
  • Make categorization updates and corrections
  • Reconcile accounts and resolve discrepancies
  • Communicate with you about your account via email or platform messaging

You may revoke this access at any time by canceling Premium Support or by contacting support@runfutureproof.com.

9A.6 Specialist Qualifications

Premium Support specialists are trained on the Futureproof platform and financial data management best practices. They are NOT required to be:

  • Licensed CPAs or certified public accountants
  • Certified bookkeepers or enrolled agents
  • Tax professionals or tax preparers
  • Financial advisors or investment advisors

They are Futureproof platform experts, not licensed professionals. For professional accounting, tax, audit, or financial advisory services, you must consult appropriately licensed professionals.

9A.7 No Professional Relationship

Premium Support does NOT create:

  • A professional accounting relationship
  • A fiduciary duty between you and Futureproof or the specialist
  • A professional services engagement
  • An accountant-client relationship
  • Any duty of care beyond reasonable platform support

The specialist's role is limited to platform maintenance and assistance. They are not your accountant, bookkeeper, tax advisor, or financial advisor in any professional capacity.

Premium Support is an administrative service that helps you maintain your Futureproof account—nothing more.

9A.8 Specialist Actions and Your Oversight

Premium Support specialists may:

  • Review your transactions and apply categorizations
  • Make corrections to miscategorized transactions
  • Reconcile accounts within Futureproof
  • Update transaction details to improve accuracy
  • Proactively clean up data quality issues

While specialists work to maintain accuracy, YOU remain ultimately responsible for:

  • Reviewing your financial data regularly (at least monthly)
  • Identifying and reporting any errors you discover
  • Verifying accuracy before using data for tax filings, investor reports, or major business decisions
  • Final accuracy of all financial records

Best Practice: Review your account at month-end before closing your books or generating reports for external use. If you identify errors, contact support@runfutureproof.com immediately.

9A.9 Communication and Support

Premium Support includes:

  • Direct communication channel with your assigned specialist
  • Priority email and in-platform messaging support
  • Proactive notifications about data issues or questions
  • Monthly check-ins or account reviews (depending on your plan tier)

Response times and communication frequency vary by plan tier. We do not guarantee specific response times for Premium Support communications.

9A.10 Disclaimers and Limitations

In addition to all other disclaimers in these Terms:

We do NOT warrant that:

  • Premium Support specialists will identify all errors or issues
  • Specialist reviews will ensure complete accuracy
  • Your financial data will be free from errors after specialist work
  • Specialist categorizations are appropriate for your specific tax or accounting circumstances
  • Premium Support services meet professional accounting standards (GAAP, IFRS, or otherwise)
  • Specialists will catch every miscategorization or missing transaction

Specialists are human and may:

  • Make mistakes in categorizations
  • Miss errors or anomalies in your data
  • Provide incomplete or incorrect guidance
  • Overlook transactions that need attention
  • Misunderstand the nature of certain transactions

You must independently verify all work before relying on it for important decisions.

9A.11 Liability Limitation for Premium Support

The liability limitations in Section 14.3 apply fully to Premium Support services.

We are NOT liable for:

  • Errors or omissions by Premium Support specialists
  • Miscategorizations or incorrect reconciliations
  • Tax penalties resulting from categorization errors
  • Business decisions based on specialist work
  • Financial losses from uncaught errors or missed transactions
  • Audit issues or regulatory problems
  • Investor relations problems arising from inaccurate data
  • Any damages arising from Premium Support services

Our total liability for Premium Support services is subject to the same caps in Section 14.3:

  • The lesser of fees you paid in the 3 months before the claim, OR
  • $500

This limitation applies even if Premium Support specialists make significant errors that cause you financial harm.

9A.12 Cancellation of Premium Support

You may cancel Premium Support at any time by:

  • Logging into your Account and disabling the add-on, OR
  • Emailing support@runfutureproof.com with cancellation request

Cancellation takes effect at the end of your current billing period. No refunds for partial periods.

When you cancel Premium Support:

  • Your assigned specialist immediately loses access to your Account
  • You retain all historical data and work previously performed
  • You assume full responsibility for maintaining your Futureproof account going forward
  • You may re-subscribe to Premium Support at any time at then-current rates

9A.13 Specialist Assignment and Changes

We may:

  • Assign any qualified specialist to your Account
  • Change your assigned specialist at any time without notice or your consent
  • Have multiple specialists access your Account for coverage, training, or quality purposes
  • Use your Account data (in anonymized form) to train new specialists

You do not have the right to:

  • Request a specific specialist
  • Refuse a specialist assignment
  • Demand specialist credentials or backgrounds
  • Require that only one person access your Account

If you have concerns about your assigned specialist, contact support@runfutureproof.com.

9A.14 Changes to Premium Support

We may, at our sole discretion:

  • Change Premium Support features, scope, or deliverables with 30 days' notice
  • Modify Premium Support pricing with 30 days' notice
  • Add or remove Premium Support tiers or options
  • Discontinue Premium Support offerings with 60 days' notice and offer pro-rated refunds for prepaid annual subscriptions

Continued use of Premium Support after notice of changes constitutes acceptance of the changes.

9A.15 Premium Support and Beta Features

If Premium Support specialists work with Beta Features (as defined in Section 10), all Beta Feature disclaimers and limitations apply. Specialists working with Beta Features:

  • Cannot guarantee accuracy or reliability
  • May encounter bugs or data loss
  • Are not liable for Beta Feature failures
  • Provide "best effort" support only

10. BETA FEATURES

10.1 What Are Beta Features?

We may offer experimental or early-access features marked as "Beta," "Preview," "Alpha," or similar. Current Beta Features include: Forecasting, Cap Table Modeling, Smart Segments, and Data Room (when launched).

10.2 Beta Features Are Experimental

Beta Features are provided "AS IS" without warranties. They:

  • May not work as intended and may contain errors
  • May be unavailable, unstable, or frequently interrupted
  • May produce inaccurate or incomplete outputs
  • May be modified or discontinued at any time without notice
  • May lose or corrupt data
  • Receive limited or no support
  • Are excluded from any service level commitments

10.3 Don't Rely on Beta Features

Do not use Beta Features for:

  • Mission-critical business functions
  • Financial reporting or tax preparation without verification
  • Presentations to investors or stakeholders without independent verification
  • Significant business decisions without validation

10.4 Data in Beta Features

You're responsible for backing up data created in Beta Features. We're not responsible for data loss when Beta Features are modified or discontinued.

10.5 Changes and Discontinuation

We may modify, discontinue, or change Beta Features at any time without notice or liability. If a Beta Feature is discontinued or doesn't work as expected, you're not entitled to refunds or compensation.

10.6 Feedback

By using Beta Features, you agree we may collect usage data and feedback to improve them. Any feedback you provide may be used without compensation.

11. PROHIBITED ACTIVITIES

You may not:

  • Violate any laws or regulations
  • Infringe third-party rights
  • Upload malware or malicious code
  • Attempt unauthorized access to the Services or other accounts
  • Interfere with or disrupt the Services
  • Use the Services for illegal or fraudulent purposes
  • Impersonate others or misrepresent your affiliation
  • Circumvent security features
  • Use the Services to build competing products
  • Share account credentials with unauthorized persons

12. SERVICE CHANGES AND AVAILABILITY

12.1 Changes

We may:

  • Modify, enhance, or discontinue features
  • Add or remove integrations
  • Impose usage limits
  • Perform maintenance (which may cause downtime)

12.2 No Guarantees

We don't guarantee the Services will be:

  • Available without interruption
  • Error-free or bug-free
  • Compatible with all devices or browsers
  • Maintained indefinitely

12.3 No Liability

We're not liable for losses from service modifications, downtime, bugs, or feature changes.

13. TERMINATION

13.1 Cancellation by You

Cancel anytime by logging into your Account or emailing support@runfutureproof.com. Cancellation takes effect at the end of your billing period. No refunds for partial periods.

13.2 Termination by Us

We may suspend or terminate your access if you breach these Terms, payment fails, we believe your use poses security risks, or we're required by law.

13.3 What Happens After Cancellation

First 30 Days:

  • Log in and export Your Data (CSV, Excel, PDF)
  • Download data room documents
  • Save financial reports

After 30 Days:

  • You lose access to Your Data
  • Data room documents and cap table are deleted immediately
  • We retain anonymized transaction patterns for AI training (unless you opt-out)
  • Identifiable data deleted after 1 year; all data deleted after 7 years (except as required by law)

To Request Deletion: Email support@runfutureproof.com with "Data Deletion Request." We'll delete within 90 days except data required by law.

Deletion is permanent and cannot be undone. Export your data first.

13.4 Survival

Sections that should survive termination (disclaimers, liability limitations, indemnification) remain in effect.

14. DISCLAIMERS AND LIMITATIONS

14.1 "AS IS" Services

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND.

To the maximum extent permitted by law, we disclaim all warranties, including warranties of:

  • Merchantability, fitness for purpose, and non-infringement
  • Uninterrupted, error-free, or secure operation
  • Accuracy, reliability, or completeness of content or data
  • Results from using the Services

14.2 Specific Disclaimers

We don't warrant that:

  • Financial calculations or AI categorizations are accurate
  • Forecasts or projections will be realized
  • Imported transaction data is complete or accurate
  • Reports comply with GAAP or other standards
  • The Services are immune from security breaches
  • Third-party services will function properly
  • Beta Features will work as intended

14.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

We're Not Liable For:

  • Indirect, incidental, special, consequential, or punitive damages
  • Lost profits, revenue, business opportunities, data, or goodwill
  • Business interruption or system failures
  • Damages from:
    • Errors in calculations or categorizations
    • Inaccurate forecasts or AI recommendations
    • Tax penalties or audit assessments
    • Business decisions based on the Services
    • Investment or fundraising decisions
    • Data breaches, loss, or corruption
    • Service unavailability
    • Third-party service failures
    • Beta Features that fail or lose data

Even if we've been advised of such damages.

Cap on Total Liability: Our total liability for all claims shall not exceed the lesser of:

  • Fees you paid in the 3 months before the claim, OR
  • $500

This limitation reflects the agreed allocation of risk and pricing.

14.4 State Law

Some jurisdictions don't allow certain exclusions. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

15. INDEMNIFICATION

You agree to indemnify and hold harmless Futureproof, our affiliates, and our officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including attorneys' fees) arising from:

  • Your use of the Services
  • Your Data
  • Your breach of these Terms
  • Your violation of laws or third-party rights
  • Actions of Third-Party Users you authorized
  • Your reliance on AI categorizations, forecasts, or recommendations
  • Business decisions based on the Services
  • Tax reporting or financial statements you prepared
  • Documents you shared through the data room
  • Your failure to reconcile accounts or maintain accurate records
  • Reliance on Premium Support specialist work, categorizations, or guidance
  • Claims that Premium Support constituted professional accounting services
  • Disputes arising from specialist errors, omissions, or miscategorizations
  • Tax penalties or audit issues related to data maintained by Premium Support specialists
  • Financial decisions made based on data reviewed or maintained by specialists

We may assume defense of any claim. You may not settle without our consent.

16. DISPUTE RESOLUTION

PLEASE READ CAREFULLY. THIS SECTION REQUIRES BINDING ARBITRATION ON AN INDIVIDUAL BASIS AND WAIVES YOUR RIGHT TO JURY TRIAL AND CLASS ACTIONS.

16.1 Informal Resolution First

Before arbitration or legal action, contact support@runfutureproof.com and attempt good-faith negotiation for 30 days.

16.2 Binding Arbitration

Any unresolved dispute will be settled by binding arbitration, except:

  • Either party may seek injunctive relief in court for intellectual property infringement
  • You may bring claims in small claims court if they qualify

You and Futureproof waive the right to trial by jury.

16.3 Class Action Waiver

Disputes will be conducted on an individual basis only.

You and Futureproof waive the right to:

  • Participate in class actions, class arbitrations, or representative actions
  • Have the arbitrator consolidate multiple persons' claims

16.4 Arbitration Details

  • Administrator: American Arbitration Association (AAA)
  • Rules: Commercial Arbitration Rules and Consumer Procedures
  • Arbitrator: Retired judge or attorney licensed in North Carolina
  • Location: Raleigh, North Carolina (or by video conference if both parties agree)
  • Governing Law: North Carolina law consistent with Federal Arbitration Act

16.5 Fees

Each party is responsible for its own arbitration fees as set forth in AAA Rules. However, if your claim does not exceed $1,000 and is not found to be frivolous, Futureproof will reimburse your filing fees.

16.6 Award

Any damages must be consistent with Section 14.3 above. Judgment may be entered in any court with jurisdiction.

16.7 Opt-Out

You may opt out of arbitration by sending written notice to our address within 30 days of accepting these Terms. Include your name, email, and clear statement you're opting out. If you opt out, all other Terms remain in effect.

17. GENERAL PROVISIONS

17.1 Entire Agreement

These Terms, our Privacy Policy, and any Supplemental Terms constitute the entire agreement and supersede all prior agreements.

17.2 Modifications

We may modify these Terms. We'll notify you of material changes by email or notice on the Services. Changes become effective upon posting unless specified otherwise. Continued use means acceptance.

17.3 Governing Law

These Terms are governed by North Carolina law without regard to conflict of law principles. If arbitration doesn't apply, any legal action must be in state or federal courts in Wake County, North Carolina.

17.4 Severability

If any provision is invalid, it will be modified minimally to make it enforceable. All other provisions remain in effect.

17.5 Assignment

You may not assign these Terms without our consent. We may assign to affiliates or in connection with merger, acquisition, or asset sale.

17.6 Waiver

Our failure to enforce any provision doesn't waive our right to enforce it later.

17.7 Electronic Communications

You consent to receive communications electronically via email or the Services. Electronic communications satisfy legal requirements for writing.

17.8 Export Controls

You may not use the Services in violation of U.S. export laws.

17.9 California Residents

California residents with complaints may contact the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834 or (800) 952-5210.

18. CONTACT US

Questions about these Terms?

Contact us:

Futureproof Ops, Inc. 644 Holly Springs Rd, STE 80 Holly Springs, NC 27540

Email: support@runfutureproof.com

Stop Flying Blind. Start Scaling Smart.

Get complete financial clarity in under 10 minutes. No more broken spreadsheets, no more QuickBooks chaos—just the insights you need to scale with confidence.