Am I making a profit?
Do I have enough cash?
What can I afford to do next?
The three questions that decide how fast your brand grows, answered every morning. Futureproof runs your books on one ledger that replaces your accounting software and the seller tools taped to it. True margin per SKU, cash forecast tied to your reorder cycle, six AI agents doing the work. You approve.
Banks and cards connect on day one · Amazon and eBay fully live · Shopify in beta · TikTok Shop coming soon
Vic
Bookkeeper
Reconciled Friday's Amazon payout
12m ago
Remi
AR Agent
Collected wholesale invoice #204
26m ago
Theo
AP Agent
Landed cost updated on PO #88
1h ago
Margo
FP&A
March reorder clears, 11-day buffer
2h ago
Hugo
RevOps Analyst
Flagged a margin drop on your hero SKU
3h ago
Nia
Investor Manager
Refreshed the data room
1d agoOne platform. Six agents. $1,000/month flat, including a monthly review call with a human financial specialist.
While you slept, your team worked.
A real overnight run. Six agents, one general ledger, zero hours of your time.
- 12:04 AM
RemiSent 2 wholesale payment reminders. The retailer that pays on day 41 got its day-38 nudge.
- 2:18 AM
TheoProcessed 3 supplier bills against PO #88. Freight and duties allocated per unit: landed cost is $11.42, not the $6.80 on the invoice.
- 3:48 AM
VicAmazon settlement reconciled: 1,847 orders, 14 fee types split out, returns netted. The books match the payout to the penny.
- 4:30 AM
MargoCash forecast refreshed off the close. The March reorder clears with an 11-day buffer. The holiday build does not yet. Flagged.
- 5:22 AM
HugoContribution margin recalculated per SKU. Your hero SKU lost 6 points to the marketplace fee change. Repricing scenario drafted.
- 7:15 AM
NiaData room refreshed from closed numbers. Revenue by channel and the margin bridge are current, in the shape acquirers ask for.
Total owner time required: 0 minutes. Decisions waiting for you this morning: 3.
Book a demoThe three questions up top, plus the ones behind them. Answered instantly.
Not another analytics tool. Answers you can act on, from the team that keeps the books underneath them.
“Am I making a profit?”
Not revenue. Profit. After referral fees, FBA costs, shipping, returns, ad spend, and COGS, per SKU and per channel, so you know which products deserve a bigger bet.
HugoAIjust now“Do I have enough cash?”
Cash tied to reorder cycles, supplier terms, payout timing, and seasonal demand. So a strong month can't hide a cash crunch six weeks out.
MargoAIjust now“What can I afford to do next?”
The growth moves in front of you, priced against your actual cash and margin. Not a gut call, a scenario you can approve.
MargoAIjust now“What's my real landed cost per SKU?”
Including freight, duties, tariffs, and insurance, allocated per unit on every PO. So your pricing protects margin instead of running on a quote from six months ago.
TheoAIjust now“Are my books even right?”
The silent killer. Multi-channel revenue reconciled, every fee categorized, returns netted. Trust beats intelligence every time.
VicAIjust now“Am I exit-ready?”
Acquirers anchor on clean, reconciled numbers. When a buyer or a term sheet shows up, you negotiate instead of pulling data for two weeks.
NiaAIjust nowChat with them. Verify their work.
Trust, with the receipts. Message agents in their own channels for everything ad-hoc. Switch to App View to see the books, the margin, and the cash plan, exactly the way a finance pro would.
#margo · Margo, FP&A
Active · last updated 2 min agoMorning. Here’s where we are heading into Friday.
April closed at $53,400 revenue (+11% MoM). Contribution margin is 24%. After the May reorder, the cash trough hits $31K on Jun 3 and clears with 11 days of buffer.
I drafted the May reorder plan below. Want me to schedule the payments?
What if we take the bulk discount instead?
Running it now. The bulk PO saves $3,840 but pushes the trough negative on Jun 8. If we wait for the May 28 Amazon payout, it clears. I'd take the discount then.
Everything a finance hire would do. Six lanes, one ledger.
Not a dashboard on top of your tools. The books themselves, run for you, with a specialist owning each lane.
Vic
Bookkeeper
- Amazon settlements reconciled, every fee type split to its own account
- Shopify and marketplace payouts matched to the penny
- Returns and payout timing differences netted
- Books closed daily, not at month-end
Remi
AR Agent
- Wholesale and retailer invoicing
- Net 30/60 collections that learn how each retailer pays
- Cash applied across every channel
Theo
AP Agent
- Forward any supplier bill to your bills@ address, captured and coded
- Landed cost per unit: freight, duties, tariffs, insurance
- Supplier payments scheduled to protect cash
- Purchase orders checked against the cash to fund them
Margo
FP&A
- Cash forecast tied to your reorder cycle
- Seasonal demand built into the model
- “Can I afford the bulk PO?” answered as a scenario, not a guess
Hugo
RevOps Analyst
- Contribution margin per SKU and per channel
- Every variable cost in: fees, shipping, returns, ad spend
- Alerts when a fee change or ad spend eats a SKU's margin
Nia
Investor Manager
- Exit-ready data room, refreshed from closed numbers
- TTM revenue by channel, EBITDA, and the margin bridge acquirers ask for
- Diligence prep done before the offer shows up
Banks and cards connect on day one · Amazon and eBay fully live · Shopify in beta · TikTok Shop coming soon · Every plan includes a monthly review call with a human financial specialist
The tools you're juggling, replaced by a team that tells you what to do next.
Replaces
QuickBooks / Xero + A2X
VicBookkeeper
Replaces
BeProfit / Sellerboard
HugoRevOps Analyst
Replaces
Spreadsheet cash forecasts
MargoFP&A
Replaces
Bill typing & landed-cost spreadsheets
TheoAP Agent
Hiring six humans isn't the only option anymore.
A side-by-side of what operators actually compare: hiring full-time, outsourcing the books, or hiring the team.
Replaces the finance team you'd otherwise hire. The judgment stays with you, and every plan includes a monthly review call with a human financial specialist.
Building a SaaS startup instead?
Futureproof for SaaS runs the same ledger with ASC 606 revenue recognition, runway scenarios, and investor reporting.
One team. One bill.
All six agents for $1,000/month flat, for brands up to $2M GMV. No per-seat fees, no modules. Includes a monthly review call with a human financial specialist. Above $2M, pricing is scoped to your channels.
A human team covering the same lanes runs $384K–$605K/yr in salaries alone, the sum of typical ranges for the six roles.
Know your true margin. Bet bigger on what's working.
Join the brand owners who stopped stitching dashboards together and started putting every dollar behind the SKUs and channels that actually grow margin.
14-day free trial · $1,000/month for all six agents
What is Futureproof?
Futureproof is an AI finance team for ecommerce operators and sellers, and for early-stage SaaS companies. Six AI agents handle bookkeeping, accounts receivable, accounts payable, revenue and margin metrics, FP&A, and financial reporting, working together on one general ledger that Futureproof itself maintains, replacing standalone accounting software, for $1,000 per month flat.
It is not another dashboard. The agents do the work: Vic reconciles the books daily, marketplace payouts included, Remi sends and follows up on invoices, Theo captures bills and landed costs, Hugo tracks margin and revenue metrics, Margo maintains the cash forecast, and Nia keeps your records ready for investors or acquirers. Every number is traceable back to the ledger, and anything that moves money waits for your approval.
New to the category? Start with our guide to what an AI finance team is, or see pricing.
The platform news, read for your margin
Twice a month: the changes that touch your P&L, the money behind each one, and one move to make. Three minutes, then back to work.