For SaaS startups and ecommerce brands. Futureproof runs your company's books: general ledger, revenue recognition, AR and AP, forecasting, cap table, and data room in one system of record that replaces your accounting software. Six AI agents do the work on top of it. You approve. They execute.
One general ledger underneath. That's why they don't hallucinate.
Generic AI agents make things up. Futureproof's agents cannot: every number is a read or a write against the deterministic general ledger that Futureproof itself builds and maintains as your system of record. Vic posts to it, Margo forecasts from it, Hugo reports off it.
This is the difference between a chatbot that sounds confident and a finance team you can put in front of investors. The GL is auditable. The GL is defensible. The GL is what makes “14.2 months of runway” a fact, not a guess.
Deterministic ledgerAuditable trailInvestor-ready
The team
Six specialists. Each owns their lane.
Every other tool automated the filing cabinet and left you the work. Futureproof owns the ledger and does the work. One system of record underneath, six specialists on top.
Vic
Bookkeeper
#vic
Hi, I'm Vic. I keep your books accurate, every day. Reconciliation, categorization, and month-end close. No surprises at year-end.
Transaction categorization & bank reconciliation
Smart Segments by department, customer, product
Month-end close & Stripe-to-GL reconciliation
> Reconciled 1,247 transactions · Stripe ↔ GL
✓ 1,242 auto-matched (99.6%)
5 flagged for review:
· Stripe payout 04/22 · $48,210.50
· Refund cluster · 3 txns
> Books closed for March in 4 min 12 sec.
ReplacesBookkeeper · $24K–$90K/yr
Remi
AR Agent
#remi
Hi, I'm Remi. I send invoices, chase payments, and learn how each customer pays. Cash hits the bank faster, with fewer awkward emails from you.
Invoice generation, send & dunning sequences
Cash application & payment confirmation
AR aging & per-customer payment patterns
> AR snapshot · Apr 28
Outstanding · $184,220 (28 invoices)
Sent 4 reminders · 2 paid within 6h
Acme Co · Net 30 → typically pays day 41.
Reminder scheduled for day 38.
ReplacesAR Clerk · $55K–$75K/yr
Theo
AP Agent
#theo
Hi, I'm Theo. I handle vendor bills and payment scheduling across your stack. I time payments to your runway, not to whoever asks loudest.
Vendor invoice processing & approval routing
Payment scheduling & cash flow optimization
Bill capture, GL coding & PO generation
> Pay run · Apr 30
14 bills · $58,420.00
2 early-pay eligible · capture $640 in discounts
Hold 2 bills (CAC plan flagged by Hugo).
Approve to schedule. ⌘⏎
ReplacesAP Clerk · $60K–$90K/yr
Margo
FP&A
#margo
Hi, I'm Margo. I run your forecast, runway, and burn multiple. Ask me about a hire, a price change, or a scenario, and I'll show you what it does to the next 18 months.
Forecasting, scenario & hiring-plan modeling
Burn, runway, burn multiple, variance analysis
Departmental budgets & forecast intent capture
> Scenario · Hire 2 AEs in May
Burn: $312K → $389K /mo
Runway: 18 mo → 14 mo
Burn multiple: 1.4 → 1.9
Breakeven: Q2 '27 (was Q4 '26)
Open in App View for variance →
ReplacesFinance Analyst · $90K–$130K/yr
Hugo
RevOps Analyst
#hugo
Hi, I'm Hugo. I watch your MRR, ARR, churn, NRR, CAC, LTV, payback, and for ecom, ROAS by channel and cohort LTV. I tell you which channel is actually working.
SaaS metrics: MRR, ARR, NRR, CAC, LTV, payback
Ecom: CAC by channel, ROAS, AOV, cohort LTV
Stripe / Shopify / Amazon
> Channel review · Apr
Meta · ROAS 3.8 · CAC payback 4.2 mo
Google · ROAS 5.1 · CAC payback 2.8 mo
! Meta CAC up 38% w/w · investigate creative
Shifting $4K/wk Meta → Google?
ReplacesRevenue Analyst · $85K–$120K/yr
Nia
Investor Manager
#nia
Hi, I'm Nia. I keep your cap table clean, your data room ready, and your investors updated. Round modeling, SAFE waterfalls, monthly updates, all drafted for your sign-off.
Your data flows into one general ledger that Futureproof owns and maintains. Six agents work that ledger: reconcile, analyze, act. You approve. The loop never stops.
Data in
Bank (Plaid)StripeBrexRamp
Into the Futureproof general ledger, your system of record
No onboarding decks. No implementation timelines. Hire the team in the morning, review their first reconciliation by lunch.
01
Connect your accounts
Plug in Stripe, your bank, and your corporate card (Amazon in beta, Shopify coming soon). Bank connections are read-only. Your books, journal entries, and reports are built and kept in Futureproof, your system of record from day one.
Stripe
Amazon
Shopify
Brex
Ramp
Mercury
02
Meet your team
Each agent introduces themselves in their channel and starts working within minutes. No training data required.
Vic
Remi
Theo
Margo
Hugo
Nia
03
Approve their work
Review what they've done in Chat or in the App View. Approve, override, or ask for changes. You're in charge.
Margo · Apr forecast updated
Reply in Chat or open App View →
The interface
Chat with them. Verify their work.
Trust, with the receipts. Message agents in their own channels for everything ad-hoc. Switch to App View to see the books, the forecast, the cap table, exactly the way a CFO would.
#margo · Margo, FP&A
Active · last updated 2 min ago
Today, Apr 28
MargoAI9:14 AM
Morning. Here’s where we are heading into Friday.
MRR closed April at $186,420 (+12.4% MoM). Runway is 14.2 months at current burn. Burn multiple sits at 1.9, up from 1.4 last month, mostly from the two AE hires.
I drafted the April investor update with the highlights below. Want me to send to the list?
April Investor Update · Draftv1
MRR
$186,420
Runway
14.2 mo
Burn mult
1.9
OZ
Oz · Founder9:22 AM
What if we delay the second AE to June?
Running it now. Delaying the second AE to June reclaims ~$77K of burn, extends runway to 15.6 months, and pushes burn multiple back to 1.6. Pipeline coverage stays above 3x through Q3.
Message Margo…⌘ ↵
The math
Hiring six humans isn't the only option anymore.
A side-by-side of what funded founders actually compare: hiring full-time, outsourcing to a firm, or hiring the team.
Replaces the finance team a startup would otherwise hire. The judgment stays with you. Reviewed monthly with an optional financial expert for $1,000 more.
Pricing
One team. One bill.
Most teams start at the Launch plan. Growing past $2M? The Growth plan scales with you. $1,000/month for the full team. No per-seat pricing.
Futureproof is an AI finance team for early-stage SaaS companies and ecommerce operators. Six AI agents handle bookkeeping, accounts receivable, accounts payable, revenue metrics, FP&A, and investor reporting, working together on one general ledger that Futureproof itself maintains as your system of record, replacing standalone accounting software, for $1,000 per month flat.
It is not another dashboard. The agents do the work: Vic reconciles the books daily, Remi sends and follows up on invoices, Theo processes bills, Hugo tracks revenue metrics, Margo maintains the forecast, and Nia drafts investor updates. Every number is traceable back to the ledger, and anything that moves money waits for your approval.
Stripe
Amazon
Shopify