For SaaS startups and ecommerce brands. Six AI agents that close your books, chase your invoices, schedule your payments, track your metrics, and draft your investor updates. You approve. They execute. Around the clock.
QuickBooks replaced the bookkeeping software, not the bookkeeper. Carta replaced the spreadsheet, not the paralegal. Futureproof replaces the role.
Vic
Bookkeeper
#vic
Hi, I'm Vic. I keep your books accurate, every day. Reconciliation, categorization, and month-end close. No surprises at year-end.
Transaction categorization & bank reconciliation
Smart Segments by department, customer, product
Month-end close & Stripe-to-GL reconciliation
> Reconciled 1,247 transactions · Stripe ↔ GL
✓ 1,242 auto-matched (99.6%)
5 flagged for review:
· Stripe payout 04/22 · $48,210.50
· Refund cluster · 3 txns
> Books closed for March in 4 min 12 sec.
ReplacesBookkeeper · $24K–$90K/yr
Remi
AR Agent
#remi
Hi, I'm Remi. I send invoices, chase payments, and learn how each customer pays. Cash hits the bank faster, with fewer awkward emails from you.
Invoice generation, send & dunning sequences
Cash application & payment confirmation
AR aging & per-customer payment patterns
> AR snapshot · Apr 28
Outstanding · $184,220 (28 invoices)
Sent 4 reminders · 2 paid within 6h
Acme Co · Net 30 → typically pays day 41.
Reminder scheduled for day 38.
ReplacesAR Clerk · $55K–$75K/yr
Theo
AP Agent
#theo
Hi, I'm Theo. I handle vendor bills and payment scheduling across your stack. I time payments to your runway, not to whoever asks loudest.
Vendor invoice processing & approval routing
Payment scheduling & cash flow optimization
Bill capture, GL coding & PO generation
> Pay run · Apr 30
14 bills · $58,420.00
2 early-pay eligible · capture $640 in discounts
Hold 2 bills (CAC plan flagged by Hugo).
Approve to schedule. ⌘⏎
ReplacesAP Clerk · $60K–$90K/yr
Margo
Finance Analyst
#margo
Hi, I'm Margo. I run your forecast, runway, and burn multiple. Ask me about a hire, a price change, or a scenario — I'll show you what it does to the next 18 months.
Forecasting, scenario & hiring-plan modeling
Burn, runway, burn multiple, variance analysis
Departmental budgets & forecast intent capture
> Scenario · Hire 2 AEs in May
Burn: $312K → $389K /mo
Runway: 18 mo → 14 mo
Burn multiple: 1.4 → 1.9
Breakeven: Q2 '27 (was Q4 '26)
Open in App View for variance →
ReplacesFinance Analyst · $90K–$130K/yr
Hugo
Revenue Analyst
#hugo
Hi, I'm Hugo. I watch your MRR, ARR, churn, NRR, CAC, LTV, payback — and for ecom, ROAS by channel and cohort LTV. I tell you which channel is actually working.
SaaS metrics: MRR, ARR, NRR, CAC, LTV, payback
Ecom: CAC by channel, ROAS, AOV, cohort LTV
Stripe / Shopify / Amazon / Meta / Google Ads
> Channel review · Apr
Meta · ROAS 3.8 · CAC payback 4.2 mo
Google · ROAS 5.1 · CAC payback 2.8 mo
! Meta CAC up 38% w/w · investigate creative
Shifting $4K/wk Meta → Google?
ReplacesRevenue Analyst · $85K–$120K/yr
Nia
Investor Manager
#nia
Hi, I'm Nia. I keep your cap table clean, your data room ready, and your investors updated. Round modeling, SAFE waterfalls, monthly updates — all drafted for your sign-off.
Grounded in your GL. That's why they don't hallucinate.
Generic AI agents make things up. Finance agents grounded in a deterministic general ledger cannot. Every number Vic reconciles, every forecast Margo runs, every metric Hugo reports traces back to the same source of truth: your GL.
This is the difference between a chatbot that sounds confident and a finance team you can put in front of investors. The GL is auditable. The GL is defensible. The GL is what makes “14.2 months of runway” a fact, not a guess.
Deterministic ledgerAuditable trailInvestor-ready
Overnight run
While you slept, your team worked.
A real overnight run. Six agents, one loop, zero hours of your time.
11:47 PM
Vic
Reconciled 1,247 Stripe transactions. 99.6% auto-matched. 5 flagged for your review.
12:04 AM
Remi
Sent 4 payment reminders. Acme Co pays day 41 on average, scheduled day-38 nudge.
2:18 AM
Theo
Reviewed 14 vendor bills. 2 early-pay eligible, $640 in discounts captured. 2 held pending Hugo's CAC flag.
3:48 AM
Vic
April books closed. Deferred revenue: $384,200 across 47 contracts. ASC 606 compliant.
5:22 AM
Hugo
Meta CAC up 38% week over week. Recommended $4K/week shift from Meta to Google. Awaiting approval.
7:15 AM
Nia
April investor update drafted. MRR $186K (+12%), runway 14.2 months. Ready for your sign-off.
Total founder time required: 0 minutes. Total approvals waiting in your inbox: 4.
No onboarding decks. No implementation timelines. Hire the team in the morning, review their first reconciliation by lunch.
01
Connect your accounts
Plug in Stripe, Amazon, Shopify, your bank, and your corporate card. Read-only by default. We use Plaid and direct integrations, not credentials.
Stripe
Amazon
Shopify
Brex
Ramp
Mercury
02
Meet your team
Each agent introduces themselves in their channel and starts working within minutes. No training data required.
Vic
Remi
Theo
Margo
Hugo
Nia
03
Approve their work
Review what they've done in Chat or in the App View. Approve, override, or ask for changes. You're in charge.
Margo · Apr forecast updated
Reply in Chat or open App View →
The interface
Chat with them. Verify their work.
Trust, with the receipts. Message agents in their own channels for everything ad-hoc. Switch to App View to see the books, the forecast, the cap table — exactly the way a CFO would.
#margo · Margo, Finance Analyst
Active · last updated 2 min ago
Today, Apr 28
MargoAI9:14 AM
Morning. Here’s where we are heading into Friday.
MRR closed April at $186,420 (+12.4% MoM). Runway is 14.2 months at current burn. Burn multiple sits at 1.9 — up from 1.4 last month, mostly from the two AE hires.
I drafted the April investor update with the highlights below. Want me to send to the list?
April Investor Update · Draftv1
MRR
$186,420
Runway
14.2 mo
Burn mult
1.9
OZ
Oz · Founder9:22 AM
What if we delay the second AE to June?
Running it now. Delaying the second AE to June reclaims ~$77K of burn, extends runway to 15.6 months, and pushes burn multiple back to 1.6. Pipeline coverage stays above 3x through Q3.
Message Margo…⌘ ↵
The math
Hiring six humans isn't the only option anymore.
A side-by-side of what funded founders actually compare: hiring full-time, outsourcing to a firm, or hiring the team.
Stripe
Amazon
Shopify