Skip the Xero and Become a Hero
Xero is bookkeeping software. Futureproof is your financial operating system. Automated books are table stakes. What founders actually need is runway visibility, scenario planning, hiring models, cap table clarity, and investor-ready reporting—without juggling five disconnected tools. Stop closing months. Start controlling outcomes.
The Xero problem
Manual journal entries
Deferred revenue? Manual journal entry. Subscription recognition? Manual journal entry. Every month, the same tedious process.
Accounting metrics only
P&L and balance sheet are table stakes. Where’s your burn rate? Your MRR by cohort? Your LTV:CAC ratio? Xero doesn’t know.
Tool sprawl
Xero + Carta + spreadsheets + manual work. You’re paying $3,000+/year for a patchwork that Futureproof handles natively.
Feature comparison at a glance
| Feature | Futureproof | Xero |
|---|---|---|
| P&L / Balance Sheet | ||
| Bank Reconciliation | ||
| AI-Powered Bookkeeping | ||
| Automated Revenue Recognition | ||
| Burn Rate & Runway | ||
| MRR / ARR Tracking | ||
| Cap Table Modeling | ||
| Investor Data Rooms | ||
| Board Report Generation |
P&L / Balance Sheet
Bank Reconciliation
AI-Powered Bookkeeping
Automated Revenue Recognition
Burn Rate & Runway
MRR / ARR Tracking
Cap Table Modeling
Investor Data Rooms
Board Report Generation
Stop writing journal entries. Start recognizing revenue automatically.
Xero requires manual journal entries for deferred revenue, subscription recognition, and multi-element contracts. Every month, same tedious process. Futureproof handles 100% of revenue recognition automatically—annual subscriptions, usage billing, and complex contracts.
Annual subscriptions, usage billing, and multi-element contracts recognized automatically. No journal entries, no spreadsheets.
Manual journal entries for deferred revenue. Manual subscription recognition. Spreadsheet reconciliation every single month.
Your equity is as critical as your cash flow
Xero doesn’t manage your cap table. They partner with Carta and Pulley, which means another tool, another login, and another monthly bill. Futureproof integrates cap table modeling directly with your financials, so you can model dilution scenarios using your actual revenue data.
SAFE conversion modeling, equity splits, dilution tracking, and round planning. Connected to your real financial data.
No cap table features. Partners with Carta ($2,000+/year) and Pulley, creating data silos.
If you raise $1.5M @ $10M post
Let AI find the insights hiding in your data
Xero lets you create tracking categories and manually tag transactions. Then you analyze reports yourself to find patterns. Futureproof’s AI discovers customer segments, profitability patterns, and churn drivers automatically—insights you’d never find manually.
AI-powered discovery: “Enterprise customers from referrals have 6x higher LTV and 50% lower churn.” Found automatically.
Manual department/location categories. Manual transaction tagging. Manual report analysis. Most founders don’t bother.
Referral LTV
6x higher
Referral Churn
50% lower
Enterprise ARPU
$2,400
SMB Payback
2.1 mo
Track the metrics that actually drive decisions
Xero gives you P&L, balance sheet, and cash flow statements. Traditional accounting reports. Futureproof gives you operating metrics: burn multiple, LTV:CAC, gross margin by segment, MRR growth, and runway. The numbers that tell you whether your business is healthy, not just compliant.
Automated SaaS KPIs calculated from live financial data. No spreadsheets. No exports. Real-time clarity.
Financial statements and traditional reports. SaaS-specific metrics require manual calculation or additional tools.
MRR Growth
+12.4%
Churn
3.2%
CAC Payback
4.1 mo
Gross Margin
78.3%
“Connected my bank and credit cards plus my Stripe. Basically that was it. Books done. On to building my forecast. Cool to have it all in one place.”
Sarah M.
Founder, Pre-Seed Startup
Get set up in about 30 minutes
Connect your bank accounts via Plaid, link Stripe for payment data, and import your Xero data. Futureproof handles the rest.
Connect your accounts
Link your bank accounts and credit cards via Plaid. Connect Stripe for payment data.
Import your Xero data
Keep the data you need and prune the mess you don’t.
See your metrics
Burn rate, runway, MRR, and investor-ready reports — available immediately.
One platform, not a patchwork of tools
Futureproof
$49+/month
Start with AI bookkeeping at $49/mo. Add forecasting, cap table modeling, and investor tools as you grow. One platform, modular pricing.
Xero + Manual Tools
$3,000+/year
Xero ($55/mo) + Carta ($2,000/yr) + spreadsheets + manual work plus hours of reconciliation every month.