Finmark Is Shutting Down. Your Financial Strategy Shouldn’t.
Bill.com is sunsetting Finmark on April 1, 2026. Futureproof gives you Margo (FP&A) plus five other AI agents handling bookkeeping, AR, AP, RevOps, and investor relations — at $1,000/mo flat. Forecasting is one slice. Futureproof replaces the entire stack you’d stitch together to run finance properly.
The Finmark problem
It’s being shut down
Bill.com acquired Finmark in 2022 and is sunsetting the product on April 1, 2026. Your models, your data, your workflows—all going away. You need to move regardless.
Forecasting was all it did
Finmark was a pure forecasting tool. No bookkeeping, no bank connections, no cap table, no revenue recognition. You still needed QuickBooks or Xero plus Carta plus spreadsheets to run your finances.
Disconnected from your actual books
Finmark pulled data from QBO, Xero, or Stripe—but it didn’t do your books. Your forecasts were only as good as the data someone else entered. Futureproof does both: books and forecasting, one source of truth.
Feature comparison at a glance
| Feature | Futureproof | Finmark |
|---|---|---|
| Bookkeeping | ||
| AI-Powered Categorization | ||
| Real-Time Financial Data | Via integrations | |
| Automated Revenue Recognition | ||
| Burn Rate & Runway | ||
| MRR / ARR Tracking | ||
| Scenario Forecasting | ||
| Cap Table Modeling | ||
| Investor Data Rooms | ||
| Board Report Generation | ||
| Self-Serve Platform | Sunsetting April 2026 | |
| Hiring Plan Modeling |
Bookkeeping
AI-Powered Categorization
Real-Time Financial Data
Via integrations
Automated Revenue Recognition
Burn Rate & Runway
MRR / ARR Tracking
Scenario Forecasting
Cap Table Modeling
Investor Data Rooms
Board Report Generation
Self-Serve Platform
Sunsetting April 2026
Hiring Plan Modeling
Keep your forecasting—and add everything else
Finmark’s strength was scenario planning and financial modeling. Futureproof matches that capability and connects it directly to your live bookkeeping data—no integrations, no sync delays, no reconciliation errors. Your forecasts update automatically as your books update.
Revenue modeling, hiring plans, capital strategy, and multiple what-if scenarios. All connected to your live bookkeeping data. One platform.
Scenario planning and financial modeling via integrations with QBO, Xero, or Stripe. No native bookkeeping. Being shut down April 2026.
Your forecasting tool never did your books. Futureproof does.
Finmark required you to maintain a separate accounting system—QuickBooks, Xero, or manual entry—and then sync that data into Finmark for forecasting. Futureproof eliminates the middleman: AI-powered bookkeeping feeds directly into your forecasting models. One platform, one source of truth.
AI-powered bookkeeping with automatic categorization, bank reconciliation, and revenue recognition. Your books feed your forecasts in real time.
No bookkeeping. Required QuickBooks Online, Xero, or manual CSV uploads. Your forecasts were only as current as your last sync.
Your equity is as critical as your cash flow
Finmark didn’t touch cap tables. You needed Carta or Pulley on top of everything else. Futureproof integrates cap table modeling directly with your financials, so you can model dilution scenarios using your actual revenue data—not a disconnected spreadsheet.
SAFE conversion modeling, equity splits, dilution tracking, and round planning. Connected to your real financial data.
No cap table features. Required Carta ($2,000+/year) or similar, adding cost and creating data silos.
If you raise $1.5M @ $10M post
Track the metrics that actually drive decisions
Finmark gave you forecasting dashboards with burn rate and runway projections. But real-time operating metrics—burn multiple, LTV:CAC, gross margin by segment, MRR growth—required pulling live data from your accounting system. Futureproof calculates all of these automatically from your live books.
Automated SaaS KPIs calculated from live financial data. No spreadsheets. No exports. Real-time clarity.
Forecasting dashboards with projected metrics. Real-time actuals required a separate accounting tool and manual reconciliation.
MRR Growth
+12.4%
Churn
3.2%
CAC Payback
4.1 mo
Gross Margin
78.3%
“Connected my bank and credit cards plus my Stripe. Basically that was it. Books done. On to building my forecast. Cool to have it all in one place.”
Sarah M.
Founder, Pre-Seed Startup
One platform, not a patchwork of tools
Futureproof
$1,000/month
All six AI agents — bookkeeping, AR, AP, FP&A, RevOps, investor relations — at $1,000/mo flat. No add-ons, no per-agent pricing.
Finmark + Manual Tools
Migrating(sunsetting Apr 2026)
Finmark plans were $25–$1,000/mo for forecasting. The product shuts down April 1, 2026. To match Futureproof's coverage on a new tool stack you'd be looking at $1,000–$2,500+/mo all-in (forecasting tool + bookkeeping + cap table + metrics).