Mercari Fee Calculator
Mercari charges a 10% selling fee plus 2.9% + $0.50 in payment processing on every sale.
What Are Mercari Fees?
Mercari charges sellers a two-part fee on every sale. First, there's a 10% selling fee calculated on the item sale price. Second, there's a payment processing fee of 2.9% + $0.50 per transaction. Combined, the effective fee rate is approximately 12.9% of the sale price plus $0.50 in fixed costs. There are no listing fees, no monthly subscription, and no account setup costs — you only pay when you sell.
The 10% selling fee is applied to the item price, and Mercari calculates both fees before presenting your earnings estimate on the listing page. For a $50 item, you'd pay $5.00 in selling fees plus $1.95 in payment processing (2.9% × $50 + $0.50) for a total of $6.95 in fees, netting you $43.05 before shipping costs. Shipping is handled separately — you can use Mercari's prepaid labels (at carrier rates deducted from your earnings), ship on your own with tracking, or offer free shipping by building the cost into your price.
Mercari also offers Smart Pricing, which automatically reduces your listing price over time until it sells or reaches your floor price. While this feature can move stale inventory, it compounds the fee impact: as the price drops, your dollar margin shrinks while the $0.50 fixed fee remains constant. Additionally, Mercari charges a $2 fee for cashing out earnings via direct deposit on a standard timeline, or $0 for Instant Pay with a $2 fee on amounts under $10. These withdrawal fees are easy to overlook but can add up for sellers processing frequent small payouts.
Why Mercari Fees Matter
Understanding the full fee picture prevents costly surprises
Combined Fees Total Nearly 13%
The 10% selling fee plus 2.9% payment processing equals approximately 12.9% before the $0.50 fixed charge. This puts Mercari in the middle of the marketplace fee spectrum — cheaper than Poshmark (20%) but pricier than Depop (3.3%) and comparable to eBay.
Fixed $0.50 Fee Hurts Low-Price Items
The $0.50 per-transaction fixed fee represents 5% on a $10 item but only 0.5% on a $100 item. For sellers focusing on low-priced goods, this fixed cost disproportionately erodes margins and makes items under $8–$10 marginally unprofitable.
Smart Pricing Erodes Margins Automatically
Mercari's Smart Pricing lowers your listing price over time to drive sales. As the price drops, your fixed fees become a larger percentage of the sale. A $25 item that Smart Pricing reduces to $15 sees its effective fee rate jump from ~14.9% to ~16.2%. Monitor Smart Pricing minimums carefully.
Withdrawal Fees Add a Final Cost Layer
Cashing out your Mercari earnings costs $2 for standard direct deposit. Frequent small withdrawals amplify this cost. If you cash out $20 in earnings, that $2 fee is effectively an additional 10%. Batch your withdrawals to minimize this impact.
Calculate Your Mercari Fees
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Fee Breakdown
Your Profit
$13.62
45.4% margin
Mercari Fee Structure
Complete breakdown of all fees and rates
Mercari Fee Structure
Referral / Commission Fee
Payment Processing
Tips to Maximize Your Mercari Profit
Set Smart Pricing Minimums Based on Your Fee Breakeven
Before enabling Smart Pricing on any listing, calculate the minimum price at which you still make a profit after the 10% selling fee, 2.9% + $0.50 processing fee, and shipping costs. Set your Smart Pricing floor at that number, not below it. Many sellers set floor prices based on what they'd "accept" emotionally rather than on hard math — this leads to sales where you actually lose money after all fees are deducted.
Batch Withdrawals to Minimize Cash-Out Fees
Mercari's $2 direct deposit fee makes frequent small withdrawals expensive. Instead of cashing out after every sale, let your balance accumulate to at least $50–$100 before withdrawing. At $100, the $2 fee is just 2% — a reasonable cost. At $20, it's 10% — an unacceptable hidden fee. Alternatively, use your Mercari balance to make purchases on the platform if the $2 withdrawal fee is prohibitive for your sale volume.
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