Meet Margo. I see the cash crunch before it hits.
I run your forecast, runway, and burn multiple. Ask me about a hire, a price change, or a scenario — I'll show you what it does to the next 18 months.
Replaces: Finance Analyst · $90K–$130K/yr
Tee restock · 4,800 units
arrives Jul 12
$45,400
Tight
Hoodie restock · 2,200 units
arrives Aug 4
$60,500
OK
New launch · Cap line
arrives Sep 1
$22,800
Healthy
Cash crunch flagged: Jul 5 · MargoThe questions you keep asking yourself. Margo just answers them.
“Will cash last until inventory arrives?”
Reorder cycles + supplier terms + lead times + seasonal sell-through, all in one forecast. Margo flags the exact week cash gets tight so you can pull a credit line, accelerate collections, or phase the buy before it's a fire.
Margo“Should I reorder now or wait?”
Stockout risk vs. cash impact, weighed against historical sell-through. Margo models both paths and shows what happens to runway and revenue under each — not just whether you can afford the PO today.
Margo“What does Q4 look like with seasonal swing?”
Optimistic / base / conservative scenarios based on prior years' sell-through by SKU and channel. You see the inventory investment required for each, and the cash window each scenario opens or closes.
MargoThe old way vs. Margo's way
- Cash flow forecast lives in a spreadsheet that's outdated the day it's built
- Inventory reorders planned by operations, cash impact calculated by finance — they rarely talk
- Seasonal demand spikes surprise your cash position because nobody modeled the inventory build
- Working capital tied up in slow-moving SKUs while fast-movers stock out
- Fundraising timing based on gut feel, not a model that accounts for inventory investment cycles
- Rolling 13-week cash forecast updated daily, tied directly to inventory reorder schedules and supplier payment terms
- Inventory reorder alerts include cash impact — you see the PO cost, the cash outflow date, and the runway effect before you commit
- Seasonal demand modeled against historical sell-through rates — inventory build starts early enough that cash isn't a surprise
- Working capital analysis identifies slow-moving SKUs tying up cash and fast-movers that need deeper inventory investment
- Fundraising timing modeled around inventory cycles — raise before the big Q4 buy, not during it
What Margo's work looks like
A real sample of what Margo delivers every day.
MargoAIjust nowWhat Margo delivers
Cash crunch caught early
13-week cash forecast tied to inventory reorder cycles, supplier terms, and seasonal sell-through. Margo flags the week cash gets tight before it does — pull a credit line, accelerate collections, or phase the buy.
Learn moreSeasonal demand modeled
Optimistic / base / conservative scenarios based on historical sell-through per SKU and channel. Q4 inventory build planned around real demand, not optimism — cash needs known months ahead.
Learn moreHow Margo helps every type of seller
Cash forecast accounts for marketplace payout timing — 14-day Amazon holds, Shopify weekly settlements — so cash on hand reflects what's actually accessible.
Marketplace guide Private LabelInventory reorder cycles tied directly to cash forecast. Margo flags PO timing before cash gets tight, not after the wire clears.
Private Label guide DTCSubscription replenishment cohorts modeled into recurring revenue forecasts. New customer acquisition cost vs. lifetime margin tracked by channel.
DTC guideMargo doesn't work alone.
Your AI finance team is six specialists working together. Margo's work feeds into the rest of the team — and theirs feeds into Margo's.
Margo is one of six. You get the whole team.
All six agents · $1,000/month · Replaces a $30K–$80K/yr finance stack.
Questions about Margo
How does Margo tie cash flow to inventory?+
Margo pulls your reorder schedule, supplier payment terms, and lead times into the cash forecast. When a PO is coming up, you see exactly when the cash leaves, when inventory arrives, and how it affects your runway. No more surprises when the wire hits.
How is Margo different from a forecasting spreadsheet?+
A spreadsheet is static — outdated the day it's built and disconnected from your inventory cycles, supplier terms, and seasonal sell-through. Margo ties cash forecasting to all three and alerts you before cash crunches. The difference is action — Margo tells you when to draw your credit line, which collections to accelerate, and whether your Q4 buy needs to be phased differently.
Can Margo model different seasonal scenarios?+
Yes. Margo runs scenario analysis — optimistic, base, and conservative — based on historical sell-through rates by SKU and channel. You see the cash impact of a strong Q4 versus a flat one, including the inventory investment required for each scenario.
Does Margo help with fundraising timing?+
Margo models when you'll need capital based on inventory investment cycles, not just operating burn. For ecommerce brands, the right time to raise is before a big seasonal buy — Margo shows you exactly when that window is and how much you need.
Ready to work with Margo?
Margo is part of your AI finance team. All six agents. $1,000/month flat.